HOMEBUYER GUIDE

Navigating the homebuying process can be overwhelming, but you're not alone! Check out these valuable resources to guide you every step of the way:

THE FIRST STEPS IN BUYING

HOUSING COUNSELORS

NEW KENSINGTON CDC Foreclosure, Pre-purchase

2771 Ruth St, Suite 1,

Philadelphia, PA 19134

(215) 427-0350

https://nkcdc.org/

LIBERTY RESOURCES Disability,
Foreclosure, Pre-purchase

112 N 8th St, Suite 600

Philadelphia, PA 19107

(215) 634-2000

https://libertyresources.org/

URBAN LEAGUE OF PHILADELPHIA Foreclosure, Pre-purchase

1500 JFK Blvd, 2 Penn Center
Philadelphia, PA 19102

(215) 985-3220

https://www.urbanleaguephila.org/

For a list of more locations for housing counselors, visit the following sites:

City of Philadelphia Website:

https://www.phila.gov/departments/division-of-housing-and-community-development/neighborhood-resources/housing-counseling/

Philadelphia Housing Financing Agency:

https://www.phfa.org/forms/counseling_agencies/chci_agencies/chci_philadelphia.pdf

HUD.gov

https://www.hud.gov/counseling

MORTGAGE LENDERS

Prime Lending (Team Bowen)

William Bowen Loan Officer, NMLS: 697213

Phone: 215-431-1113

Fax: 866-908-3680

Email: bill.bowen@primelending.com

CATHY BOWEN Loan Officer, NMLS 38862

Phone: 215-431-1112

Email: cathy.bowen@primelending.com

Address:

25 Turner Lane, 1st Floor

West Chester, PA 19380

Lending Capital Group Inc

Andrew Klimenko, NMLS #145807

Mobile: 267-475-3300

Office: 866-979-6272

Email: aklimenko@lcgloans.com

Address:

260 Knowles Avenue, Suite 330

Southampton, PA 18966

FIRST TIME HOMEBUYER PROGRAMS

HOME INSPECTORS

ONLNE BUYER TOOLS

MLS Touch

Personal property search app with direct access to your direct local properties.

- Quickly search properties by address, map location, and other criteria.

- Hot sheet activity and market stats at your fingertips.

- Full listing details including property history and agent-only info.

- Tools to take action: Send listings, view comparable, and request a showing.

- Automatically post your listings and open houses on Facebook.

- Import your contacts and invite them to use your own branded app.

- Collaborate like never before! Suggest listings and get notified of client favorites.

- Track client activity and communications in one place.

- With MLS-Touch you can manage your business from anywhere!

For CoreLogic® Matrix™ users:

- Advanced integrations with Matrix and Client Portal.

- Contacts, suggested listings, and favorites all synchronize.

- Access Realist® tax data where available.

MLS Touch Mobile App Link: https://mls client.com/E6A5D89A

MORTGAGE CALCULATOR

GOOGLE LENS

ZILLOW MORTGAGE APP

FAMILY WATCHDOG

Family Watchdog is a free service to help locate registered sex offenders and other offenders in your area. Family Watchdog encourages you to use our site to help educate your family on possible dangers in areas you frequently visit. Also, please don't forget to sign up for our free notifications that help keep you updated with offenders that move in/out of your area

https://www.familywatchdog.us/

ISCAPE FREE

HOMESTYLER VR

CRIMEMAPPER

THE FIRST STEPS TO BUYING YOUR HOME

TIPS FOR MORTGAGE PRE-APPROVAL SUCCESS

🏠 Tips for Mortgage Pre-Approval Success 🏠

Getting pre-approved for a mortgage is a crucial first step in the homebuying process. Here’s how to make it as smooth as possible:

Check Your Credit Score: Your credit score affects your loan terms. Make sure it’s in good shape before applying.

Gather Financial Documents: Be ready with your W-2s, tax returns, bank statements, and proof of income.

Know Your Budget: Determine how much you can afford by reviewing your income, expenses, and down payment.

Avoid Big Purchases: Don’t make major purchases or take on new debts before applying, as it can impact your loan approval.

Co-Signing For Credit Or Financing: Don't do it! Co-signing for others increases your debt-to-income ratios. This will affect your ability to receive a higher mortgage approval amount and you liable if they fail to pay the debt.

Need help or have questions about getting pre-approved? Drop a comment or message me! 🗝️📈

#MortgageTips #PreApproval #HomeBuyingJourney #SmartFinances

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Have more questions?

If you have further questions or concerns, feel free to contact me.

(215) 704-4402
Robert.Rosado@c21ag.com

Disclaimer:

The information provided in this post, including but not limited to real estate advice, mortgage tips, and provider recommendations, is for general informational purposes only and should not be construed as professional financial or legal advice. While we strive to offer accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, or reliability of any information or resources mentioned.

Real Estate Providers: Any recommendations or lists of real estate professionals, mortgage brokers, or other service providers are based on available information and personal experiences but do not constitute an endorsement or guarantee of their services. We encourage you to conduct your own research and due diligence before engaging with any service provider.

Financial and Legal Advice: For personalized advice tailored to your specific financial situation, legal needs, or homebuying goals, please consult with a qualified financial advisor, attorney, or real estate professional.

By using this information, you acknowledge that we are not liable for any decisions made or actions taken based on the content provided. Always seek professional advice for your individual circumstances.

HOMEBUYER GUIDE

THE FIRST STEPS IN BUYING

ONLNE BUYER TOOLS

THE FIRST STEPS TO BUYING YOUR HOME

Have more questions?

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